Checklist for First-Time Home Buyers

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So you’ve decided to buy your first home. It’s an exciting adventure and there are many things you’ll need to prepare for. Before you get going, here is a list of steps to help you along and make the process easier.

Pick your location and browse for homes online

One of the biggest things you’ll want to settle on before you start your search is the location where you want to live. If you’re not set on specific neighborhoods, think about the best area for your needs. Keep in mind the commute, schools, proximity to family and friends, and overall lifestyle.  You can use the tools found on www.UtahRealEstate.com to find homes that match your location and criteria.

Hire a REALTOR®

Searching online is a great way to find what you’re looking for, but it can be overwhelming and tricky to understand the best process for making an offer on a home. You may be looking at homes that are out of your price range and you don’t want to get your heart set on something only to later find out that it doesn’t quite fit your budget.
Having a professional on your side to guide you through negotiations can help you avoid costly situations that will help you save in the long run. You can find an agent that works in your area on UtahRealEstate.com’s Find a Realtor search page.

Talk to a mortgage lender

It is a good idea to research and find a lender so that you can get pre-qualified for a loan. Starting this process early, especially in a hot market, may help bolster your offers on homes.

Improve your credit if needed

When you decide on a lender, your credit will be examined and you will receive a credit score. Anything above a 760 is considered a strong score; 700 to 759 is considered a good score; and 650 to 699 is considered a fair credit score. Your score will play a role in determining the interest rate you receive from your lender
If you find that your credit score is not where it should be, there are things that you can do to bump it up.

Don’t damage your credit report

When you’re in the process of buying your home, be sure to be mindful of your finances. Late credit payments and large credit purchases may lower your credit score or create questions from your lender, which can possibly hurt you in the loan process. Your loan isn’t fully approved until it goes through underwriting, and that can stretch throughout the closing period.
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Christmas in Salt Lake County 2016

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It’s the most wonderful time of year! Time to get out with your families and enjoy the holidays. We have gathered a list of many events and light shows that you won’t want to miss.
Discovery Gateway Breakfast With Santa
Salt Lake City
December 10 & 17
Enjoy a hot breakfast, exclusive play time in the museum with Jolly Old Saint Nick, and a special surprise gift for the family.
Santa Comes Down the Town Lift
Park City
December 17
Santa Claus is coming Park City via the Town Lift, with his magical Mid-December sleigh that is all lit up with Christmas lights.
Zoo lights
Hogle Zoo – Salt Lake City
December 1 – 31 (Closed Christmas Day)
ZooLights! will be brighter and more sparkling than ever as this festive, family-fun light event returns for its 10th anniversary year.
Heber Valley Railroad North Pole Express
Heber
Open until December 24
All aboard a fun ride up to the North Pole!
Temple Square Lights
Salt Lake City
Until January 1
See 35 acres of the famous Temple Square lights.
Christmas in Color
Kearns
Until December 31
Utah’s biggest drive-through holiday light show.
Downtown Jingle Bus
Salt Lake City
Until December 24
Take the Jingle Bus to see all the holiday sights downtown.
Draper City Park Tree of Lights
Draper
Until December 24
Tree lighting ceremony with a visit from Santa, music, and a big celebration.
Riverton City Holly Days
Riverton
December 9 & 10
Visit with Santa and enjoy cookies, crafts, entertainment, shopping at local retail booths, and the giant-sized storybook boards T’was the Night Before Christmas.
Dickens’ Christmas Festival
Sandy
December 8-10
Period costumes, old shops, fortune tellers, royalty and the real Father Christmas
 
 
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Christmas in Utah County 2016

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It’s the most wonderful time of year! Time to get out with your families and enjoy the holidays. We have gathered a list of many events and light shows that you won’t want to miss.
Luminaria at Thanksgiving Point
Lehi
Until December 31
This year marks the 15th Anniversary of the Holiday Open House at Red Butte Garden! Enjoy local artists, cider, and hot chocolate, while exploring the winter gardens.
Spanish Fork’s Festival of Lights
Spanish Fork
Until January 1
The festival is a drive-through holiday light show.
Christmas in Color
Provo
Until January 1
The festival is a drive-through holiday light show.
Utah’s Tallest Christmas Tree
Lehi
Until December 31
Utah’s tallest Christmas tree is at the Outlets at Traverse Mountain.
The Forgotten Carols Christmas Tour
Orem
Until December 20
See the timeless Christmas classic during its 25th anniversary tour in Utah.
Salem’s Pond Town Christmas
Salem
Until January 2
The display in Salem includes lights floating on a pond in Knoll Park.
 
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Christmas in Davis/Weber County 2016

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It’s the most wonderful time of year! Time to get out with your families and enjoy the holidays. We have gathered a list of many events and light shows that you won’t want to miss.
Annual Elk Festival at Hardware Ranch
Ogden
Until December 10
Utah’s tallest Christmas tree is at the Outlets at Traverse Mountain.
Ogden City Christmas Village
Ogden
Until January 1
Stroll through the lighted village, visit Santa in his castle, take a ride on the Polar Express Train and enjoy live entertainment.
A Fairly Potter Christmas Carol
Ogden
Until December 23
Enjoy a fun night of humor and Christmas cheer in a Harry Potter series.
The Forgotten Carols Christmas Tour
Ogden
Until December 20
See the timeless Christmas classic during its 25th anniversary tour in Utah.
Willard Bay Christmas Lights
Willard Bay
Until December 31
Christmas lights and train rides.
 
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12 Affordable Ways to Increase the Value of Your Home

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Realtor Showing Hispanic Couple Around New Home


When it comes time to put your home on the market, you want it to stick out above the thousands of other homes for sale in Utah. Knowing where to start on improving the value of your home can be an overwhelming thought for anyone. Often people focus on the end result, the bigger picture, the cost, and are unsure on how to get the ball rolling. However, when you focus on one step at a time, you’ll see that upgrading your home isn’t nearly as daunting as you may think, and making your home shiny and new doesn’t have to come with a sizable dent in your wallet.
Here are 12 affordable ways to add value to your home and give it the ultimate buyer’s appeal:
#1 – Talk to a Professional
A professional opinion is free, and a REALTOR® can give you suggestions on where to start and what will be the most effective. Easy and small improvements are often overlooked without a professional eye. They can also suggest a staging professional who can help with things such as paint color or furniture placement.
#2 – Talk to a Home Inspector
You may not be aware of problems within the home that, if left unchecked could become expensive to fix. Having a professional give your home a “checkup” can keep small things from becoming expensive problems.
#3 – New Coat of Paint
A gallon of paint, on average, will cost around $25, so this is an easy way to freshen up the home. Keep it simple and stick with neutral colors. You may love that aqua-green wall in your kitchen, but it could be unappealing and distracting to someone else.
#4Be Aware of Energy Costs
Talk to your local utility company for a free energy audit in order to learn about the efficiency of your home’s energy. The more energy efficient your home is the more money you save, and lower bills is always attractive to someone in the market of buying a home.
#5 – Landscape
Having plants outside of your home gives it “curb appeal.” Think low maintenance, which means the plants should require little water and be native to where you live.
Planting a tree or multiple trees is another way to add value to your landscape. Not only do they add beauty and curb appeal but, when properly placed, they will provide shade which lowers energy cost during the hot summer months.
#6 – Where the Green Grass Grows
Patchy, overgrown, or dead grass will lower the value of your home. A potential buyer will look at the big picture, which includes the amount of work they may have to put into having a green lawn. Take the time to eliminate that worry from their buying process and make sure your lawn is in tip-top shape.
#7 – Keep It Clean
Cleanliness counts. This is one of the easiest ways to add value to your home. A top-to-bottom scrubbing will make your home sparkle. Hiring professionals may be the best choice for this situation, nooks and crannies can often get overlooked when you do it on your own.
#8 – Know Your Space
The size and space of your home is essential and even though you can’t physically change the square footage, you can visually make it appear larger, more open, and spacious. Clear out all the clutter, keep your furniture to a neat and tidy minimum, and open window blinds to let sunlight in. Having large mirrors on walls will also make a room appear larger than it actually is.
#9 – Bathrooms Matter
Even small updates to a bathroom will make a big difference, such as replacing old wallpaper, a fresh coat of paint, and updating lighting fixtures. These are simple ways to improve your home without breaking the bank. However, the return on full bathroom remodels is big. By replacing old plumbing, such as the sink and toilet, or replacing old tile, you give your bathroom a cost-effective modern appeal.
#10 – Replace Old Carpet
That old shag carpet may have been all the rage in the 70’s, but it will most definitely bring down the value of a home today. If replacing the carpet is not in your budget, take the time to deep clean the existing carpet. Visually this will be more appealing to a potential buyer.
#11 – Showcase Your Backyard
Everyone loves a summer barbeque, so having a place for patio furniture shows that your home is the perfect place for hosting cookouts. Having space to entertain friends and family will add a lot of value to your home.
#12 – Add Storage
A buyer will pay close attention to amount of storage a home provides. We all have stuff and knowing that there is a place to store it all is an intriguing selling point for any home. Upgrading and installing cabinets, either inside the home or the garage, allows a buyer to get a feel for how they will fit their “everything” into the space.
Adding value to your home can be as simple as a fresh coat of paint or as elaborate as a full remodel, but knowing these few tips will help you make your home attractive and competitive in the buyers’ market. The better the appeal, the better the price. Remember… you don’t have to break the bank. Keep it simple, look at each detail as a potential buyer, and the value of your house will rise.
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